:root{--espresso-900:#241c12;--espresso-800:#16100a;--espresso-700:#4a3a24;--espresso-600:#6a5433;--red-700:#a06010;--red-600:#df8520;--red-500:#e2a02c;--red-50:#fbf1de;--bg:#fbf8f3;--surface:#fff;--surface-2:#f4efe6;--line:#e7dfd1;--line-2:#d4c8b3;--ink-900:#1a1814;--ink-700:#3a352c;--ink-500:#6b6457;--ink-400:#8a8270;--ink-300:#b8b0a0;--gold:#bd9c58;--gold-bright:#c9a765;--nav-dark:#3a3b3e;--font-display:"Manrope", "Sora", ui-sans-serif, system-ui, -apple-system, sans-serif;--font-body:"Inter", ui-sans-serif, system-ui, -apple-system, sans-serif;--container:1240px;--radius:12px;--radius-lg:18px;--cta-bg:var(--gold);--cta-bg-hover:var(--gold-bright);--cta-fg:#241c12;--link:var(--red-700);--focus:var(--red-700)}[data-accent=reserved]{--cta-bg:var(--espresso-900);--cta-bg-hover:var(--espresso-800);--cta-fg:#fff;--link:var(--red-700)}[data-accent=balanced]{--cta-bg:var(--gold);--cta-bg-hover:var(--gold-bright);--cta-fg:#241c12;--link:var(--red-700)}[data-accent=confident]{--cta-bg:var(--red-700);--cta-bg-hover:#8a5310;--cta-fg:#fff;--link:var(--red-700)}[data-theme=dark]{--bg:#120e08;--surface:#171209;--surface-2:#221a10;--line:#2f2617;--line-2:#46381f;--ink-900:#f4efe6;--ink-700:#d6cfc1;--ink-500:#9ea69b;--ink-400:#90887a;--ink-300:#5c5140;--espresso-900:#f2ebdc;--espresso-700:#d8ccb2;--cta-fg:#241c12}*{box-sizing:border-box}html,body{margin:0;padding:0}.icon{vertical-align:-.15em;pointer-events:none;flex-shrink:0;display:inline-block}body{font-family:var(--font-body);background:var(--bg);color:var(--ink-900);-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;font-size:16px;line-height:1.55}img{max-width:100%;display:block}button{font-family:inherit}a{color:var(--link);text-decoration:none}a:hover{text-decoration:underline}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible{outline:3px solid var(--focus);outline-offset:3px}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.container{width:100%;max-width:var(--container);margin-inline:auto;padding-inline:24px}.h-display,.h1,.h2,.h3{font-family:var(--font-display);letter-spacing:0;color:var(--espresso-900);margin:0;font-weight:700;line-height:1.05}[data-theme=dark] .h-display,[data-theme=dark] .h1,[data-theme=dark] .h2,[data-theme=dark] .h3{color:var(--ink-900)}.h-display{font-size:72px}.h1{font-size:54px}.h2{font-size:40px}.h3{font-size:24px}.eyebrow{font-family:var(--font-display);letter-spacing:.14em;text-transform:uppercase;color:var(--red-700);font-size:12px;font-weight:600}[data-theme=dark] .eyebrow{color:#f5b454}.lede{color:var(--ink-700);max-width:60ch;font-size:18px}.muted{color:var(--ink-500)}.btn{min-height:44px;font-family:var(--font-display);letter-spacing:.005em;cursor:pointer;white-space:nowrap;border:1px solid #0000;border-radius:999px;justify-content:center;align-items:center;gap:8px;padding:14px 22px;font-size:15px;font-weight:600;text-decoration:none;transition:background .18s,transform .12s,box-shadow .18s,color .18s,border-color .18s;display:inline-flex}.btn:hover{text-decoration:none;transform:translateY(-1px)}.btn:active{transform:translateY(0)}.btn:focus-visible{outline:3px solid var(--focus);outline-offset:3px}.btn-primary{background:var(--cta-bg);color:var(--cta-fg);box-shadow:inset 0 1px #ffffff40,0 6px 18px -10px #bd9c5899}.btn-primary:hover{background:var(--cta-bg-hover)}.btn-secondary{background:var(--surface);color:var(--espresso-900);border-color:var(--line-2)}.btn-secondary:hover{background:var(--surface-2);border-color:var(--espresso-700)}[data-theme=dark] .btn-secondary{color:var(--ink-900)}.btn-ghost{color:var(--espresso-900);background:0 0;border-color:#0000;padding:10px 14px}.btn-ghost:hover{background:var(--surface-2)}[data-theme=dark] .btn-ghost{color:var(--ink-900)}[data-theme=dark] .btn-ghost:hover{background:var(--surface-2)}.btn-sm{padding:10px 16px;font-size:14px}.btn-lg{padding:16px 26px;font-size:16px}.header{z-index:50;backdrop-filter:blur(18px)saturate(160%);background:#fbf8f3c7;border-bottom:1px solid #0000;transition:background .2s,border-color .2s,box-shadow .2s;position:sticky;top:0}.header.scrolled{border-bottom-color:var(--line);background:#fbf8f3eb;box-shadow:0 4px 20px -16px #1f170d2e}[data-theme=dark] .header{background:#120e08c7}[data-theme=dark] .header.scrolled{border-bottom-color:var(--line);background:#120e08f0}.header-utility{background:var(--espresso-900);color:#ddd3c1;font-size:13px}[data-theme=dark] .header-utility{color:var(--ink-500);background:#0d0a06}.header-utility .container{justify-content:space-between;align-items:center;gap:24px;padding-block:8px;display:flex}.header-utility a{color:inherit}.header-utility a:hover{color:#fff;text-decoration:none}.utility-left{align-items:center;gap:18px;display:flex}.utility-left b{color:#fff;font-weight:600}.utility-right{align-items:center;gap:6px;display:flex}.utility-link{white-space:nowrap;border-radius:999px;align-items:center;gap:6px;min-height:32px;padding:4px 10px;display:inline-flex}.utility-link:hover{background:#ffffff14}.header-main .container{align-items:center;gap:32px;padding-block:16px;display:flex}.brand{color:var(--espresso-900);flex-shrink:0;align-items:center;gap:12px;text-decoration:none;display:flex}.brand-logo{width:auto;height:44px;display:block}.brand-logo-footer{filter:none;opacity:1;height:52px}[data-theme=dark] .brand{color:var(--ink-900)}.brand-mark{background:var(--espresso-900);color:#fff;width:44px;height:44px;font-family:var(--font-display);letter-spacing:0;border-radius:10px;place-items:center;font-size:16px;font-weight:800;display:grid;position:relative;overflow:hidden}.brand-mark:before{content:"";background:linear-gradient(180deg, transparent 0 50%, var(--red-600) 50% 100%);opacity:.25;position:absolute;inset:0}.brand-mark span{z-index:1;position:relative}.brand-name{font-family:var(--font-display);letter-spacing:0;font-size:18px;font-weight:700;line-height:1}.brand-tag{color:var(--ink-500);letter-spacing:.08em;text-transform:uppercase;margin-top:3px;font-size:11px}.nav{flex:1;align-items:center;gap:4px;display:flex}.nav-item{position:relative}.nav-link{min-height:44px;font-family:var(--font-display);color:var(--ink-900);cursor:pointer;background:0 0;border:none;border-radius:8px;align-items:center;gap:6px;padding:10px 14px;font-size:15px;font-weight:500;text-decoration:none;display:inline-flex}.nav-link:hover{background:var(--surface-2);text-decoration:none}.nav-link:focus-visible,.mega-item:focus-visible,.utility-link:focus-visible,.service-sidebar a:focus-visible,.footer a:focus-visible{outline:3px solid var(--focus);outline-offset:3px;text-decoration:none}.nav-link svg{opacity:.55;width:12px;height:12px;transition:transform .18s}.nav-item[data-open=true] .nav-link svg{transform:rotate(180deg)}.nav-actions{align-items:center;gap:8px;margin-left:auto;display:flex}.mobile-menu-toggle{border:1px solid var(--line-2);background:var(--surface);width:44px;height:44px;color:var(--espresso-900);cursor:pointer;border-radius:10px;flex-direction:column;justify-content:center;align-items:center;gap:5px;display:none}.mobile-menu-toggle span{background:currentColor;border-radius:2px;width:20px;height:2px}.mobile-panel{background:var(--surface);border-top:1px solid var(--line);display:none;box-shadow:0 18px 40px -30px #1f170d4d}.mobile-panel[data-open=true]{display:block}.mobile-panel .container{gap:20px;padding-block:20px 24px;display:grid}.mobile-actions{grid-template-columns:1fr 1fr;gap:10px;display:grid}.mobile-section{gap:8px;display:grid}.mobile-section h2{font-family:var(--font-display);color:var(--ink-500);letter-spacing:.08em;text-transform:uppercase;margin:0 0 4px;font-size:12px;font-weight:700}.mobile-link,.mobile-simple-link{border:1px solid var(--line);border-radius:var(--radius);min-height:48px;color:inherit;gap:12px;padding:12px;text-decoration:none;display:flex}.mobile-link:hover,.mobile-simple-link:hover{background:var(--surface-2);text-decoration:none}.mobile-link-icon{background:var(--red-50);width:36px;height:36px;color:var(--red-700);border-radius:9px;flex-shrink:0;place-items:center;display:grid}.mobile-link strong,.mobile-simple-link{color:var(--espresso-900);font-family:var(--font-display);font-size:15px;font-weight:700;display:block}.mobile-link small{color:var(--ink-500);margin-top:2px;font-size:13px;line-height:1.4;display:block}.mega{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);opacity:0;visibility:hidden;grid-template-columns:1fr 1fr;gap:4px 20px;width:540px;padding:22px;transition:opacity .18s,transform .18s,visibility .18s;display:grid;position:absolute;top:calc(100% + 10px);left:0;transform:translateY(-6px);box-shadow:0 24px 60px -20px #1f170d38}.nav-item[data-open=true] .mega{opacity:1;visibility:visible;transform:translateY(0)}.mega-item{min-height:60px;color:inherit;border-radius:10px;gap:12px;padding:12px;text-decoration:none;display:flex}.mega-item:hover{background:var(--surface-2);text-decoration:none}.mega-icon{background:var(--red-50);width:36px;height:36px;color:var(--red-700);border-radius:9px;flex-shrink:0;place-items:center;display:grid}[data-theme=dark] .mega-icon{color:#f5b454;background:#df852033}.mega-title{font-family:var(--font-display);color:var(--espresso-900);margin-bottom:2px;font-size:14px;font-weight:600}[data-theme=dark] .mega-title{color:var(--ink-900)}.mega-desc{color:var(--ink-500);font-size:13px;line-height:1.4}.hero{background-image:linear-gradient(100deg,#120d07eb 0%,#241c12cc 42%,#241c128c 72%,#241c1261 100%),radial-gradient(900px 500px at 90% 100%,#e2a02c38,#0000 60%),url(https://images.unsplash.com/photo-1692154600992-463fa9b27abd?q=80&w=1740&auto=format&fit=crop);background-position:50%,50%,50%;background-repeat:no-repeat;background-size:cover,cover,cover;padding:120px 0 128px;position:relative;overflow:hidden}.hero .hero-inner{z-index:1;position:relative}.hero .h-display,.hero .hero-title{color:#fff}.hero .hero-title em{color:#f5b454}.hero .lede,.hero .hero-lede{color:#ffffffdb}.hero .hero-trust{border-top-color:#ffffff2e}.hero .trust-num{color:#fff}.hero .trust-lbl{color:#ffffffb3}.hero .btn-secondary{color:#fff;backdrop-filter:blur(8px);background:#ffffff1a;border-color:#ffffff47}.hero .btn-secondary:hover{background:#ffffff2e;border-color:#ffffff80}.hero-inner{text-align:center;flex-direction:column;align-items:center;max-width:820px;margin:0 auto;display:flex;position:relative}.hero-badge{backdrop-filter:blur(8px);color:#ffffffeb;letter-spacing:.01em;background:#ffffff14;border:1px solid #ffffff3d;border-radius:999px;align-items:center;gap:8px;margin-bottom:28px;padding:9px 18px;font-size:13px;font-weight:600;display:inline-flex}.hero-badge .icon{color:#f5b454}.hero-title{margin-bottom:22px}.hero-title em{color:var(--red-700);font-style:normal;display:inline-block;position:relative}[data-theme=dark] .hero-title em{color:#f5b454}.hero-lede{max-width:56ch;margin-bottom:32px;font-size:19px}.hero-cta{flex-wrap:wrap;justify-content:center;align-items:center;gap:12px;margin-bottom:18px;display:flex}.hero-phone{color:#ffffffb8;margin:0 0 44px;font-size:14px}.hero-phone a{color:#fff;text-underline-offset:3px;font-weight:600;text-decoration:underline #fff6}.hero-phone a:hover{text-decoration-color:#fff}.hero-trust{border-top:1px solid var(--line);flex-wrap:wrap;justify-content:center;gap:16px 44px;width:100%;padding-top:28px;display:flex}.trust-item{align-items:center;gap:10px;display:flex}.trust-num{font-family:var(--font-display);color:var(--espresso-900);letter-spacing:0;font-size:26px;font-weight:700;line-height:1}[data-theme=dark] .trust-num{color:var(--ink-900)}.trust-lbl{color:var(--ink-500);font-size:13px;line-height:1.3}.field-row{gap:12px;display:grid}.field-row.two{grid-template-columns:1fr 1fr}.field{flex-direction:column;gap:6px;display:flex}.field label,.field legend{color:var(--ink-700);letter-spacing:.02em;font-size:12px;font-weight:600}.field input,.field select,.field textarea{border:1px solid var(--line-2);background:var(--surface);height:48px;color:var(--ink-900);font:inherit;border-radius:10px;padding:0 14px;font-size:15px;transition:border-color .15s,box-shadow .15s}.field textarea{resize:vertical;height:auto;min-height:140px;padding:12px 14px}.field input:focus,.field select:focus,.field textarea:focus{outline-offset:0;border-color:var(--focus);box-shadow:none;outline:3px solid #e2a02c40}[data-theme=dark] .field input,[data-theme=dark] .field select,[data-theme=dark] .field textarea{background:var(--surface-2);color:var(--ink-900)}.strip{border-block:1px solid var(--line);background:var(--surface-2);padding:22px 0}.strip-inner{font-family:var(--font-display);color:var(--ink-500);letter-spacing:.06em;text-transform:uppercase;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:56px;font-size:13px;font-weight:600;display:flex}.strip-inner span{align-items:center;gap:10px;display:inline-flex}.strip-dot{background:var(--red-600);border-radius:50%;flex-shrink:0;width:5px;height:5px}section.block{padding:96px 0}.block-head{max-width:720px;margin-bottom:56px}.block-head .eyebrow{margin-bottom:14px;display:block}.block-head .h2{margin-bottom:16px}.block-head .btn{margin-top:8px}.subhero{color:#fff;background-color:#0000;background-image:linear-gradient(100deg,#120d07eb 0%,#241c12c7 48%,#241c1273 100%),url(https://images.unsplash.com/photo-1565688842882-e0b2693d3497?q=80&w=1740&auto=format&fit=crop&ixlib=rb-4.1.0&ixid=M3wxMjA3fDB8MHxwaG90by1wYWdlfHx8fGVufDB8fHx8fA%3D%3D);background-position:50%;background-repeat:repeat,repeat;background-size:cover;background-attachment:scroll,scroll;background-origin:padding-box,padding-box;background-clip:border-box,border-box;padding:96px 0}.subhero-copy{max-width:720px}.subhero .eyebrow{color:#f5b454;margin-bottom:16px;display:block}.subhero .h1{color:#fff;max-width:12ch}.subhero .lede{color:#ffffffdb;margin:22px 0 0}.subhero-actions{flex-wrap:wrap;align-items:center;gap:12px;margin-top:32px;display:flex}.subhero .btn-secondary{color:#fff;backdrop-filter:blur(8px);background:#ffffff1a;border-color:#ffffff47}.subhero .btn-secondary:hover{background:#ffffff2e;border-color:#ffffff80}.subhero-split{background:radial-gradient(760px 420px at 88% 112%,#e2a02c33,#0000 62%),linear-gradient(105deg,#140e08 0%,#241c12 55%,#3f311d 100%);padding:88px 0;overflow:hidden}.subhero-grid{grid-template-columns:minmax(0,1.1fr) minmax(320px,.9fr);align-items:center;gap:64px;display:grid}.subhero-split .subhero-copy{max-width:640px}.subhero-split .h1{max-width:16ch}.subhero-points{flex-wrap:wrap;gap:10px 24px;margin:28px 0 0;padding:0;list-style:none;display:flex}.subhero-points li{color:#ffffffd9;align-items:center;gap:8px;font-size:14px;font-weight:500;display:inline-flex}.subhero-points .icon{color:#f5b454;flex-shrink:0}.subhero-visual{position:relative}.subhero-visual img{aspect-ratio:5/4;object-fit:cover;border:1px solid #ffffff2e;border-radius:24px;width:100%;height:auto;display:block;box-shadow:0 40px 90px -40px #0f0a04cc}.subhero-fact{backdrop-filter:blur(12px);color:#fff;background:#161009bd;border:1px solid #ffffff2e;border-radius:16px;align-items:center;gap:14px;padding:16px 20px;display:flex;position:absolute;bottom:24px;left:-24px;box-shadow:0 20px 50px -20px #0f0a04b3}.subhero-fact-icon{color:#f5b454;background:#e2a02c2e;border-radius:12px;flex-shrink:0;place-items:center;width:42px;height:42px;display:grid}.fact-num{font-family:var(--font-display);font-size:20px;font-weight:700;line-height:1.1}.fact-lbl{color:#ffffffc7;margin-top:2px;font-size:12.5px}.about-intro{grid-template-columns:minmax(0,1.25fr) minmax(280px,.75fr);align-items:start;gap:64px;display:grid}.about-copy .eyebrow,.mission-card .eyebrow,.values-block .eyebrow{margin-bottom:14px;display:block}.about-copy .h2,.mission-card .h2,.values-block .h2{margin-bottom:20px}.about-copy p,.mission-card p,.values-block>p{color:var(--ink-700);max-width:68ch;margin:0 0 18px;font-size:17px}.about-panel{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);padding:8px;box-shadow:0 18px 50px -34px #1f170d47}.about-panel-row{border-bottom:1px solid var(--line);gap:4px;padding:20px;display:grid}.about-panel-row:last-child{border-bottom:0}.about-panel-row span{color:var(--ink-500);letter-spacing:.06em;text-transform:uppercase;font-size:13px;font-weight:600}.about-panel-row strong{color:var(--espresso-900);font-family:var(--font-display);font-size:20px;line-height:1.25}[data-theme=dark] .about-panel-row strong{color:var(--ink-900)}.about-dashboard{background:var(--surface-2)}.about-dashboard-grid{grid-template-columns:minmax(0,1fr) minmax(320px,.85fr);align-items:center;gap:64px;display:grid}.about-dashboard .eyebrow{margin-bottom:14px;display:block}.about-dashboard .h2{max-width:14ch;margin-bottom:16px}.feature-list{grid-template-columns:1fr 1fr;gap:12px;display:grid}.feature-item{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);min-height:84px;color:var(--espresso-900);font-family:var(--font-display);align-items:center;gap:14px;padding:18px;font-weight:600;line-height:1.35;display:flex}[data-theme=dark] .feature-item{color:var(--ink-900)}.feature-check{background:var(--red-50);width:32px;height:32px;color:var(--red-700);border-radius:50%;flex-shrink:0;place-items:center;display:grid}[data-theme=dark] .feature-check{color:#f5b454;background:#df852033}.mission-grid{grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);align-items:stretch;gap:56px;display:grid}.mission-card{background:var(--espresso-900);border-radius:var(--radius-lg);color:#fff;padding:42px}[data-theme=dark] .mission-card{background:var(--surface);border:1px solid var(--line)}.mission-card .eyebrow{color:#f5b454}.mission-card .h2,.mission-card p{color:#fff}[data-theme=dark] .mission-card .h2{color:var(--ink-900)}[data-theme=dark] .mission-card p{color:var(--ink-700)}.values-block{padding:12px 0}.values-list{flex-direction:column;gap:14px;margin-top:28px;display:flex}.value-item{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);grid-template-columns:42px 1fr;align-items:start;gap:16px;padding:20px;display:grid}.value-icon{background:var(--red-50);width:42px;height:42px;color:var(--red-700);border-radius:50%;place-items:center;display:grid}.value-item h3{color:var(--espresso-900);font-family:var(--font-display);margin:0 0 4px;font-size:18px}[data-theme=dark] .value-item h3{color:var(--ink-900)}.value-item p{color:var(--ink-500);margin:0;font-size:14.5px}.about-support{background:radial-gradient(720px 300px at 90% 0%, #e2a02c14, transparent 65%), var(--surface-2)}.service-layout{grid-template-columns:280px minmax(0,1fr);align-items:start;gap:56px;display:grid}.service-sidebar{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);flex-direction:column;gap:8px;padding:20px;display:flex;position:sticky;top:150px}.service-sidebar .eyebrow{margin-bottom:8px}.service-sidebar a{color:var(--ink-700);font-family:var(--font-display);border-radius:8px;padding:10px 12px;font-size:14px;font-weight:600;display:flex}.service-sidebar a:hover{background:var(--surface-2);color:var(--espresso-900);text-decoration:none}.service-content{gap:28px;display:grid}.content-section{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);padding:36px}.content-section .h2{margin-bottom:16px}.content-section p{color:var(--ink-700);max-width:76ch;margin:0 0 16px;font-size:16px;line-height:1.7}.content-section p:last-child{margin-bottom:0}.content-kicker{color:var(--red-700);font-family:var(--font-display);letter-spacing:.12em;text-transform:uppercase;margin-bottom:12px;font-size:12px;font-weight:700}.source-note{background:var(--red-50);border-left:3px solid var(--red-600);border-radius:8px;padding:14px 16px}.media-section{padding:0;overflow:hidden}.media-section img{width:100%;height:auto}.coverage-detail-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin-top:24px;display:grid}.coverage-detail{background:var(--surface-2);border:1px solid var(--line);border-radius:var(--radius);padding:20px}.coverage-detail-icon{background:linear-gradient(150deg, #fdf6e7, var(--red-50) 55%, #f7e8c9);width:46px;height:46px;color:var(--red-700);border:1px solid #a0601029;border-radius:12px;place-items:center;margin-bottom:14px;display:grid;box-shadow:inset 0 1px #ffffffb3}[data-theme=dark] .coverage-detail-icon{box-shadow:none;color:#f5b454;background:#df852033;border-color:#f5b45440}.coverage-detail h3,.split-list h3,.rate-item h3{color:var(--espresso-900);font-family:var(--font-display);letter-spacing:0;margin:0 0 8px;font-size:18px}.coverage-detail p,.rate-item p{color:var(--ink-500);margin:0;font-size:14.5px}.split-list{grid-template-columns:1fr 1fr;gap:18px;margin-top:24px;display:grid}.split-list>div{background:var(--surface-2);border:1px solid var(--line);border-radius:var(--radius);padding:22px}.split-list ul{color:var(--ink-700);margin:12px 0 0;padding-left:20px}.split-list li{margin-bottom:10px}.rate-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;margin-top:24px;display:grid}.rate-item{background:var(--surface-2);border:1px solid var(--line);border-radius:var(--radius);padding:20px}.service-cta{background:var(--espresso-900);color:#fff;padding:48px 0}.service-cta-inner{justify-content:space-between;align-items:center;gap:32px;display:flex}.service-cta .eyebrow{color:#f5b454;margin-bottom:10px;display:block}.service-cta .h2{color:#fff}.service-cta .btn-secondary{color:#fff;background:#ffffff1a;border-color:#ffffff47}.service-cta .btn-secondary:hover{background:#ffffff2e;border-color:#ffffff80}.cards-grid{grid-template-columns:repeat(3,1fr);gap:18px;display:grid}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);color:inherit;flex-direction:column;gap:14px;padding:28px;text-decoration:none;transition:transform .2s,box-shadow .2s,border-color .2s;display:flex}.card:hover{border-color:var(--line-2);text-decoration:none;transform:translateY(-2px);box-shadow:0 16px 40px -24px #1f170d40}.card-icon{background:var(--red-50);width:48px;height:48px;color:var(--red-700);border-radius:12px;place-items:center;display:grid}[data-theme=dark] .card-icon{color:#f5b454;background:#df852033}.card h3{font-family:var(--font-display);color:var(--espresso-900);letter-spacing:0;margin:0;font-size:20px;font-weight:700}[data-theme=dark] .card h3{color:var(--ink-900)}.card p{color:var(--ink-500);margin:0;font-size:14.5px}.card-link{font-family:var(--font-display);color:var(--red-700);align-items:center;gap:6px;margin-top:auto;padding-top:6px;font-size:14px;font-weight:600;display:inline-flex}[data-theme=dark] .card-link{color:#f5b454}.card:hover .card-link svg{transform:translate(3px)}.card-link svg{transition:transform .15s}.answers{background:var(--surface)}.answers-grid{grid-template-columns:minmax(0,.85fr) minmax(0,1.15fr);align-items:start;gap:64px;display:grid}.answers-copy{position:sticky;top:150px}.answers-copy .eyebrow{margin-bottom:14px;display:block}.answers-copy .h2{margin-bottom:16px}.answer-list{gap:14px;display:grid}.answer-item{background:var(--surface-2);border:1px solid var(--line);border-radius:var(--radius);padding:22px}.answer-item h3{font-family:var(--font-display);color:var(--espresso-900);letter-spacing:0;margin:0 0 8px;font-size:18px}[data-theme=dark] .answer-item h3{color:var(--ink-900)}.answer-item p{color:var(--ink-700);margin:0;font-size:15px;line-height:1.65}.legal-page{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);max-width:920px;margin:0 auto;padding:44px}.legal-page .content-kicker{margin-bottom:28px}.legal-section{border-top:1px solid var(--line);padding:28px 0}.legal-section:first-of-type{border-top:0;padding-top:0}.legal-section:last-child{padding-bottom:0}.legal-section h2{font-family:var(--font-display);color:var(--espresso-900);letter-spacing:0;margin:0 0 14px;font-size:26px;line-height:1.2}[data-theme=dark] .legal-section h2{color:var(--ink-900)}.legal-section p{color:var(--ink-700);margin:0;line-height:1.75}.legal-section p+p{margin-top:12px}.why{background:var(--surface-2)}.why-grid{grid-template-columns:1fr 1fr;align-items:center;gap:64px;display:grid}.why-points{flex-direction:column;gap:10px;display:flex}.why-point{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);grid-template-columns:44px 1fr;align-items:start;gap:18px;padding:20px;display:grid}.why-num{background:var(--espresso-900);color:#fff;width:44px;height:44px;font-family:var(--font-display);border-radius:50%;place-items:center;font-size:16px;font-weight:700;display:grid}[data-theme=dark] .why-num{background:var(--ink-900);color:var(--bg)}.why-point h4{font-family:var(--font-display);color:var(--espresso-900);letter-spacing:0;margin:0 0 4px;font-size:17px;font-weight:700}[data-theme=dark] .why-point h4{color:var(--ink-900)}.why-point p{color:var(--ink-500);margin:0;font-size:14.5px}.why-visual{aspect-ratio:4/5;border-radius:var(--radius-lg);background:var(--surface-2);border:1px solid var(--line);position:relative;overflow:hidden}.why-visual img{object-fit:cover;width:100%;height:100%;position:absolute;inset:0}.why-stat{background:var(--espresso-900);color:#fff;border-radius:var(--radius);align-items:center;gap:18px;padding:18px 20px;display:flex;position:absolute;bottom:22px;left:22px;right:22px}[data-theme=dark] .why-stat{background:var(--ink-900);color:var(--bg)}.why-stat .big{font-family:var(--font-display);letter-spacing:0;font-size:32px;font-weight:700;line-height:1}.why-stat .lbl{opacity:.85;font-size:13px;line-height:1.35}.agent{background:var(--espresso-900);color:#fff;border-radius:28px;padding:64px;position:relative;overflow:hidden}[data-theme=dark] .agent{background:var(--surface);border:1px solid var(--line);color:var(--ink-900)}.agent:before{content:"";background:radial-gradient(circle,#e2a02c38,#0000 70%);border-radius:50%;width:360px;height:360px;position:absolute;top:-100px;right:-100px}.agent-grid{grid-template-columns:1fr 1fr;align-items:center;gap:64px;display:grid;position:relative}.agent-copy h2{color:#fff;margin-bottom:14px}[data-theme=dark] .agent-copy h2{color:var(--ink-900)}.agent-copy p{color:#ffffffc7;max-width:46ch;margin-bottom:24px;font-size:17px}[data-theme=dark] .agent-copy p{color:var(--ink-500)}.agent-copy .eyebrow{color:#f5b454}.zip-search{border-radius:var(--radius-lg);backdrop-filter:blur(20px);background:#ffffff0f;border:1px solid #ffffff24;padding:24px}[data-theme=dark] .zip-search{background:var(--surface-2);border-color:var(--line)}.zip-search h3{font-family:var(--font-display);color:#fff;letter-spacing:0;margin:0 0 14px;font-size:20px;font-weight:600}[data-theme=dark] .zip-search h3{color:var(--ink-900)}.zip-input-wrap{gap:8px;display:flex}.zip-input-wrap input{color:#fff;height:52px;font:inherit;font-variant-numeric:tabular-nums;letter-spacing:.02em;background:#ffffff14;border:1px solid #ffffff2e;border-radius:10px;flex:1;padding:0 16px;font-size:16px}[data-theme=dark] .zip-input-wrap input{background:var(--surface);color:var(--ink-900);border-color:var(--line-2)}.zip-input-wrap input::placeholder{color:#ffffff73}[data-theme=dark] .zip-input-wrap input::placeholder{color:var(--ink-400)}.zip-input-wrap input:focus{border-color:var(--red-500);outline:none;box-shadow:0 0 0 3px #df852047}.zip-results{flex-direction:column;gap:8px;max-height:260px;margin-top:18px;display:flex;overflow-y:auto}.zip-results.empty{display:none}.agent-result{background:#ffffff0f;border:1px solid #ffffff1a;border-radius:10px;align-items:center;gap:14px;padding:14px;display:flex}[data-theme=dark] .agent-result{background:var(--surface);border-color:var(--line)}.agent-avatar{background:linear-gradient(135deg, var(--red-600), var(--red-700));color:#fff;width:42px;height:42px;font-family:var(--font-display);border-radius:50%;flex-shrink:0;place-items:center;font-size:14px;font-weight:700;display:grid}.agent-info{flex:1;min-width:0}.agent-info .nm{color:#fff;font-size:14.5px;font-weight:600}[data-theme=dark] .agent-info .nm{color:var(--ink-900)}.agent-info .meta{color:#fff9;font-size:12.5px}[data-theme=dark] .agent-info .meta{color:var(--ink-500)}.agent-cta{font-family:var(--font-display);background:var(--red-600);color:#fff;cursor:pointer;border:none;border-radius:999px;padding:7px 12px;font-size:12.5px;font-weight:600}.agent-cta:hover{background:var(--red-700)}.zip-empty-state{text-align:center;color:#ffffff80;padding:24px;font-size:14px}[data-theme=dark] .zip-empty-state{color:var(--ink-500)}.faq-grid{grid-template-columns:1fr 2fr;align-items:start;gap:64px;display:grid}.faq-list{flex-direction:column;display:flex}.faq-item{border-bottom:1px solid var(--line)}.faq-item:first-child{border-top:1px solid var(--line)}.faq-q{text-align:left;cursor:pointer;width:100%;font-family:var(--font-display);color:var(--espresso-900);letter-spacing:0;background:0 0;border:none;justify-content:space-between;align-items:center;gap:24px;padding:22px 0;font-size:18px;font-weight:600;display:flex}[data-theme=dark] .faq-q{color:var(--ink-900)}.faq-q:hover{color:var(--red-700)}[data-theme=dark] .faq-q:hover{color:#f5b454}.faq-q .plus{background:var(--surface-2);border-radius:50%;flex-shrink:0;place-items:center;width:28px;height:28px;transition:background .2s,transform .2s;display:grid;position:relative}.faq-item[data-open=true] .faq-q .plus{background:var(--red-600);transform:rotate(45deg)}.faq-q .plus:before,.faq-q .plus:after{content:"";background:currentColor;transition:background .2s;position:absolute}.faq-q .plus:before{width:12px;height:1.5px}.faq-q .plus:after{width:1.5px;height:12px}.faq-item[data-open=true] .faq-q .plus:before,.faq-item[data-open=true] .faq-q .plus:after{background:#fff}.faq-a{max-height:0;color:var(--ink-700);font-size:15.5px;line-height:1.65;transition:max-height .3s,padding .3s;overflow:hidden}.faq-item[data-open=true] .faq-a{max-height:320px;padding:0 0 22px}.faq-a p{max-width:65ch;margin:0}.closer{text-align:center;background:radial-gradient(800px 400px at 50% 0%, #e2a02c12, transparent 70%), var(--surface-2);padding:120px 0}.closer .eyebrow{margin-bottom:16px;display:block}.closer h2{max-width:18ch;margin:0 auto 18px}.closer p{max-width:50ch;color:var(--ink-700);margin:0 auto 32px;font-size:17px}.closer-cta{flex-wrap:wrap;justify-content:center;gap:12px;display:inline-flex}.footer{background:var(--surface);border-top:3px solid var(--gold);color:var(--ink-700);padding:72px 0 28px;font-size:14px}[data-theme=dark] .footer{background:#0d0a06}.footer-grid{grid-template-columns:1.4fr repeat(3,1fr);gap:56px;margin-bottom:56px;display:grid}.footer-brand .brand{color:var(--espresso-900);margin-bottom:18px}.footer-brand .brand-tag{color:var(--ink-400)}.footer-brand p{max-width:32ch;color:var(--ink-500);line-height:1.6}.footer-col h5{font-family:var(--font-display);color:var(--espresso-900);letter-spacing:.06em;text-transform:uppercase;margin:0 0 18px;font-size:13px;font-weight:600}.footer-col ul{flex-direction:column;gap:10px;margin:0;padding:0;list-style:none;display:flex}.footer-col a{color:var(--ink-500)}.footer-col a:hover{color:var(--espresso-900)}.footer-bottom{border-top:1px solid var(--line);color:var(--ink-500);flex-wrap:wrap;justify-content:space-between;align-items:center;gap:14px;padding-top:24px;font-size:13px;display:flex}.footer-bottom a{color:inherit}.footer-bottom a:hover{color:var(--espresso-900)}.footer-legal{flex-wrap:wrap;justify-content:flex-end;gap:18px;display:flex}.footer-contact{flex-direction:column;gap:8px;margin-top:16px;display:flex}.footer-contact a,.footer-contact span{color:var(--ink-500);align-items:center;gap:8px;display:inline-flex}.footer-contact a:hover{color:var(--espresso-900)}.footer-phone{font-family:var(--font-display);letter-spacing:0;color:var(--espresso-900)!important;font-size:22px!important;font-weight:700!important}.contact-grid{grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);align-items:start;gap:48px;display:grid}.contact-form-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);gap:18px;padding:32px;display:grid}.contact-form-card h2{margin:0}.contact-form-card .btn{justify-self:start}.contact-note{color:var(--ink-500);margin:0;font-size:13.5px}.contact-aside{gap:16px;display:grid}.contact-channel{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);align-items:flex-start;gap:14px;padding:20px;display:flex}.contact-channel .icon{color:var(--red-700);margin-top:2px}.contact-channel h3{font-family:var(--font-display);color:var(--ink-900);margin:0 0 4px;font-size:16px;font-weight:600}.contact-channel p{color:var(--ink-500);margin:0;font-size:14.5px}.contact-channel a{color:var(--link);font-weight:600}@media (width<=980px){.why-grid,.agent-grid,.faq-grid,.contact-grid,.about-intro,.about-dashboard-grid,.mission-grid,.answers-grid,.service-layout{grid-template-columns:1fr;gap:40px}.h-display{font-size:54px}.h1{font-size:44px}.h2{font-size:34px}.h3{font-size:22px}.answers-copy,.service-sidebar{position:static}.rate-grid,.cards-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr;gap:32px}.agent{padding:40px}.nav,.nav-actions{display:none}.mobile-menu-toggle{margin-left:auto;display:inline-flex}.header-main .container{justify-content:space-between;gap:16px}section.block{padding:64px 0}.hero{padding:72px 0 80px}.hero-trust{gap:16px 32px}.subhero{padding:72px 0}.subhero-grid{grid-template-columns:1fr;gap:44px}.subhero-split .h1{max-width:100%}.subhero-visual img{aspect-ratio:16/10}.subhero-fact{bottom:16px;left:16px}}@media (width<=600px){.cards-grid,.footer-grid,.feature-list,.coverage-detail-grid,.split-list,.rate-grid,.field-row.two{grid-template-columns:1fr}.contact-form-card{padding:24px}.container{padding-inline:20px}.header-utility .container{flex-direction:column;align-items:flex-start;gap:6px;padding-block:8px}.utility-left,.utility-right{flex-wrap:wrap;width:100%}.utility-link{min-height:36px;padding-inline:0}.header-main .container{padding-block:14px}.brand-logo{height:38px}.mobile-actions{grid-template-columns:1fr}.h-display{font-size:40px}.h1{font-size:36px}.h2{font-size:30px}.h3{font-size:21px}.agent{border-radius:18px;padding:28px}.agent-result{align-items:flex-start}.agent-cta{min-height:36px}.zip-input-wrap .btn{width:100%}.closer{padding:72px 0}.subhero{padding:56px 0}.subhero .h1{max-width:100%}.subhero-visual img{aspect-ratio:4/3;border-radius:18px}.subhero-fact{border-radius:14px;gap:10px;padding:12px 14px}.subhero-fact-icon{width:36px;height:36px}.fact-num{font-size:17px}.fact-lbl{font-size:12px}.mission-card{padding:28px}.feature-item{min-height:72px}.content-section{padding:24px}.legal-page{padding:28px 20px}.legal-section{padding:24px 0}.legal-section h2{font-size:22px}.service-sidebar{padding:16px}.service-cta-inner,.footer-bottom{flex-direction:column;align-items:flex-start}.footer-legal{justify-content:flex-start;gap:12px 18px}}@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}}.skip{background:var(--espresso-900);color:#fff;z-index:100;font-family:var(--font-display);border-radius:8px;padding:10px 16px;font-weight:600;position:absolute;top:8px;left:-9999px}.skip:focus{left:16px}
