Make a payment
Use the online insurance dashboard to pay your bill through the Constitution portal.
Pay my bill Policy Holders
Policy support when you need to make a change, payment or claim.
CMGA helps Constitution policyholders manage payments, policy questions, vehicle changes and claim reporting through online tools and direct customer support.
- Pay your bill online 24/7
- Report claims any time
- Real people on support
24/7
Claims line — (888) 888-2400
Customer support
Call Constitution Insurance for policy questions.
Constitution Insurance supports policyholders across Texas with common account needs, including policy changes, vehicle additions or removals, claim reporting and online payments.
If you are not sure which online tool to use, call CMGA customer support and a representative can help point you to the right next step.
For specific coverage, deductibles, limits, conditions and exclusions, review your policy documents or speak with an agent.
Customer login
Access your policy dashboard for account, payment and claim information.
Customer loginReport a claim
Start a claim online and give the claims team the details they need to help.
Report a claimCall for policy questions
Call (888) 888-2600 when you need help changing a policy, adding a vehicle or reviewing your options.
(888) 888-2600
Online insurance dashboard
Pay bills and manage common policy tasks online.
Use the Online Insurance Dashboard to pay auto insurance bills and handle common policyholder needs through the Constitution portal.
Make online payments
Use the customer portal or call support if you need help with this policyholder task.
Review policy information
Use the customer portal or call support if you need help with this policyholder task.
Report a claim
Use the customer portal or call support if you need help with this policyholder task.
Check claim status
Use the customer portal or call support if you need help with this policyholder task.
Get help with vehicle additions or removals
Use the customer portal or call support if you need help with this policyholder task.
Contact customer support about policy questions
Use the customer portal or call support if you need help with this policyholder task.
Policy exclusions
What Constitution auto policies are not likely to cover.
Auto policies vary, but the conditions below are commonly excluded or require special coverage. Read your policy carefully so you understand your rights and responsibilities.
Driving use and location
- Accidents while driving for a ride-hailing service like Uber or Lyft without the right coverage.
- Accidents while delivering food or other items in exchange for payment.
- Accidents in a vehicle you do not own and do not have explicit permission to operate.
- Accidents that occur outside the United States.
- Accidents while driving a company car under a personal auto policy.
Intentional acts and property
- Accidents on a racetrack during a sanctioned racing event.
- Damage you cause intentionally, including purposely bumping, ramming or brake-checking.
- Property inside your vehicle that is not a permanent part of the vehicle, such as aftermarket stereos or external navigation devices.
Important notes
Refund, dispute and termination information.
Policyholder requests may be affected by the terms below. Review the full Terms & Conditions for the current legal language that applies to your account.
Refund policy
Refund requests and payment issues are reviewed according to policy terms, underwriting rules and applicable law. Contact CMGA customer support if you need help with a billing or refund question.
Disputes and resolution
Some disputes may be subject to arbitration, class-action limits or other dispute-resolution terms. Review the current Terms & Conditions before making a claim or request.
Termination
Constitution General Agency may limit or terminate authorization to use its services or online tools as described in the Terms & Conditions.
Review the Terms & Conditions for full dispute, refund and service-use language.
Claims support
Submitting an insurance claim should be straightforward.
Report a claim online through the Constitution claim portal. Have your policy information, accident details and any available supporting documents ready before you start.
Policyholder questions
Quick answers before you call.
How do I pay my bill?
Use the online insurance dashboard through the Constitution portal, or call CMGA customer support if you need help with payment access.
How do I change my policy?
Call CMGA at (888) 888-2600 for help with policy questions, vehicle additions, vehicle removals and other account changes.
Where do I report a claim?
You can report a claim online through the Constitution claim portal. If you need help deciding what information to provide, call customer support.
Need help now?
Call CMGA or use the online customer portal.
Related resources
Common next steps for policyholders.
Privacy Policy
Review how Constitution General Agency handles website and policyholder information.
Read privacy policyClaim Forms
Find claim form guidance and claim-support resources.
View claim formsAuto Insurance
Learn more about common auto policy coverage types and exclusions.
Explore coverage