Overview
Welcome to the Constitution General Agency website. This Privacy Policy summarizes Constitution General Agency’s online privacy policies and practices.
We gather information from you directly, from your transactions with us and from third-party sources. We use that information to enhance your experience and provide products that fit your needs.
Some information may be shared with your agent and/or companies from whom you request products and services through us. Your information will not be shared or sold to other marketers or advertising companies without your consent.
We take measures to protect personal data through policies, procedures and applicable data protection legislation. We also require processors to implement appropriate security measures and non-disclosure obligations.
Acceptance and Use
This Privacy Policy covers Constitution General Agency and its subsidiaries. By using www.ConstitutionMGA.com, you signify acceptance of this Privacy Policy.
When you click the accept button on the site, you consent to Constitution General Agency accepting and processing your personal information and to collecting, using and disclosing your personal information as described below.
If you do not agree with any aspect of this Privacy Policy, immediately discontinue access and use of the Constitution General Agency website.
Data Protection Principles
“Personal Data” means information that enables us to identify you directly or indirectly, such as name, email address, physical address, mailing address, telephone number, driver’s license number, social security number, date of birth, gender, marital status, vehicle information and information about other people or drivers in your household or policy.
We may also request and obtain information from consumer reporting agencies, including credit information, driving records and insurance claims history.
We are committed to ensuring personal data is used lawfully, fairly and transparently; collected only for valid explained purposes; relevant to those purposes; kept up to date; and kept only as long as necessary.
SMS / Text Message Communications
When you opt in to receive SMS communications from Constitution General Agency, we collect your phone number and other necessary information to communicate by text message. This information will not be shared with third parties for marketing purposes.
SMS message frequency may vary based on the type of communication. Standard message and data rates may apply, and fees may vary for domestic or international messages.
By providing your phone number and opting in, you agree to receive text messages from Constitution General Agency. To opt out, respond STOP to the number from which you received messages. After we receive your message, you will no longer receive further text messages.
Text messaging originator opt-in data and consent will not be shared with any third parties. No mobile opt-in data will be shared with third parties.
Types of Data We Collect From You
Personal identifiable information may include full name, email address, physical address, mailing address, telephone number, driver’s license number, social security number, date of birth, gender, marital status, vehicle information and information about other people and drivers in your household or policy.
Financial information may include bank account information, payment card primary account number, transaction history and credit card information.
Sensitive information may include transaction details on our website, names, mobile numbers, email addresses, policy coverages, deductibles and limits, premiums, claim history, payment history and account information.
We may also collect IP address, device information, link source, website activity, cookies, web beacons, survey responses, support communications and non-personal information such as demographics or site visitation data.
How We Use Your Data
We use data for identification and authentication, including verifying and processing insurance applications and providing requested products and services.
We use data to communicate with you, respond to customer support or other inquiries, improve our website and services, customize your experience and remember preferences.
We process personal information to enhance security, verify identity or service access, combat spam, malware and security risks, and comply with applicable security laws and regulations.
We may use data for marketing and advertising, preventing abuse of service, detecting and preventing fraud or spam, legal compliance, responding to subpoenas or court orders, anonymizing or backing up data, research and development, and improving website content and layout.
We may use algorithms and other automated means to implement these purposes.
With Whom We Share Your Data
We share information about you only as permitted by law. We will not share PII with other companies for independent marketing purposes without your consent, and you may revoke consent in writing.
We may share data with authorized vendors needed to operate our website, process payments, comply with your instructions and meet contractual obligations. These vendors may include payment processors, content delivery networks, hosting services, monitoring services, email providers, credit check providers, claims history providers, testing vendors, fraud prevention vendors and CRM vendors.
We may share data with advertising companies to display relevant ads. Unless you expressly agree, we will not share or sell your name, email address, phone number or physical address for that purpose.
We may share data with analytics providers and when we believe disclosure is necessary to comply with legal obligations or in connection with a corporate transaction.
Data Retention
We retain your data for as long as you have an account. We may keep logs of automatically collected information, email address, tax information, communications and transactional information for internal analytics, auditing, tax and commercial purposes.
When we no longer have a business reason for retaining data, we will delete or anonymize it. If we receive legal process about your account, we will retain data as long as we in good faith believe necessary to comply.
Your Privacy Choices
You may choose not to provide certain information, such as not signing up for newsletters or not placing an order on our website.
You may opt out of commercial emails, limit cookies through the cookie policy, close your account, and may have additional rights depending on your location.
Data Security
We are committed to maintaining data security and have measures to protect against loss, misuse and alteration of data under our control.
We employ modern security techniques, upgrade security as better methods become available, and use data centers and partners with physical security measures. Personal data is protected behind firewalls and other security systems with limited administrative access.
No security measures are perfect or impenetrable. Although we use industry-standard practices, we cannot guarantee absolute security of personal data.
Security and Personal Information
This site stores and secures personal information on servers with restricted access and electronic security technologies. The website cannot guarantee that those precautions will make the site and servers immune to security breaches.
Changes to Our Privacy Policy
Constitution General Agency continually strives to implement new technologies and processes to protect you, your privacy and your use of the website. Changes to this Privacy Policy may be made from time to time.
Changes will not result in degradation of security measures designed to protect you from unauthorized disclosure.
Texas Company
Constitution General Agency is a resident of the State of Texas.
Terms and Conditions
To learn more about our terms and conditions, please visit our Terms and Conditions page establishing use, disclaimers and limitations of liability governing use of our website.
Contact Us
If you have questions about this Privacy Policy, contact us by calling 1-888-888-2600 or emailing Underwriting@Constitutionmga.com.